The scene was the protag Wil being refused a loan by the bank manager. I have no idea whether this novel will appeal to anyone, let alone a publisher. There is little or no action, no violence, no one is killed (though there may be a couple of deaths). There are no battles. No universes, worlds or even countries are threatened by invasion or destruction. There's just a bunch of people trying to make a go of their lives who will lose their livelihood if a mountain is sold. I'm trying to ignore the tiny voice at the back of my mind that keeps saying, "No one will care," and "You think you can write comedy?"
At least so far the novel is reasonably easy to write and I'm devising methods (that seem to be working) to get over my hatred of first drafts. No one has read any of it yet, and I don't want a first reader or any comments until I have an awful lot more written. Total for the novel standing at a mere 6223 words typed up draft so far. (Though I have another couple of thousand hand-written.)